WELCOME



Hello, I'm Dennis, an amateur investor with a great charitable cause.






My goal is to help my favorite cause every year while learning and mastering investing fundamentals.



What I do



Being in college, I have modest goals:



Investment Approach





My goal is to generate approximately 10% return (and try to beat S&P and Dow in the long term) on annual investment and distribute it to my charity cause twice or three times a year. In case my investment strategy is not successful, I pledge to personally raise capital anyway and donate to charity.



Charity





There are a few causes that I support, including:
- Natural disaster relief

- Medical research and finding cures

- Poverty eradication

- Disadvantaged art

- Education

- Technology advancement



PHILOSOPHY





- No single investment should be more than 20% of portfolio

- Stocks bought should be somewhat undervalued - Stock should have strong fundamentals

- Speculation - is NOT an objective

- Stocks picked should be in socially responsive and greater good areas

- Use of options is permitted but mostly for defensive hedging



Results





1st Distribution of $25 mid-year 2019

2nd Distribution of $25 end-year 2019

3rd Distribution of $25 mid-year 2020

4th Distribution of $30 end-year 2020

5th Distribution of $30 end-year 2021

6th Distribution of $30 beginning year 2022

7th Distribution of $100 end-year 2022

8th Distribution of $50 beginning year 2023

9th Distribution of $50 mid-year 2023

10th Distribution of $50 mid-year 2023

11the Distribution of $100 end-year 2023

12th Distribution of $150 end-year 2024

13th Distribution of $150 end-year 2025

-- ALL DISTRIBUTIONS TO-DATE ARE FROM PROFITS GENERATED ONLY



DONATIONS





SAVE ONE LIFE - 6/2019



Charity selected is SAVE ONE LIFE. Save One Life was founded in 2000 by Laureen A. Kelley, author, president of LA Kelley Communications and mother of a son with hemophilia. In 1996 Laurie began visiting developing countries to train leaders to start national hemophilia foundations and to bring factor donations. Two incidents made her think it was possible to give direct financial aid to people with hemophilia in developing countries. I supported Mike Adelman ​



Michael J. Fox Foundation - 9/2019



​The Michael J. Fox Foundation (MJFF) exists for one reason: to accelerate the next generation of Parkinson’s disease (PD) treatments. In practice, that means identifying and funding projects most vital to patients spearheading solutions around seemingly intractable field-wide challenges coordinating and streamlining the efforts of multiple, often disparate, teams and doing whatever it takes to drive faster knowledge turns for the benefit of every life touched by PD.



VALLEY HOSPITAL SYSTEM - 5/2020



COVID-19 Response Efforts Fund has been established at The Valley Hospital Foundation. My contribution will go directly to assisting in the massive efforts at the hospital to deal with this crisis, including the purchase of N95 masks, face shields or goggles, isolation gowns, nitrile gloves and other equipment and supplies essential to COVID-19 patient care.





Community foodbank of nj - 12/2020



We fight hunger and poverty in New Jersey by assisting those in need and seeking long-term solutions. We engage, educate and empower all sectors of society in the battle. Working together with volunteers, donors and our many partners, we work to fill the emptiness caused by hunger with Food, Help and Hope.



Veterans of foreign wars - 12/2021



The Veterans of Foreign Wars of the United States is a nonprofit veterans service organization comprised of eligible veterans and military service members from the active, guard and reserve forces.



St. Joseph's Indian School - 1/2022 & 12/2022



St. Joseph's Indian School is a Native American school dedicated to improving the quality of life for Lakota (Sioux) children and families. St. Joseph’s mission is to educate Native American children and their families for life — mind, body, heart and spirit. This mission drives SJIS organization to educate and provide housing for approximately 200 Lakota (Sioux) children each year.



American Red Cross - 12/2022



American National Red Cross, is a non-profit humanitarian organization that provides emergency assistance, disaster relief, and disaster preparedness education in the United States.



UNICEF - 1/2023



United Nations International Children's Emergency Fund is an agency of the United Nations responsible for providing humanitarian and developmental aid to children worldwide.



DONATIONS





Action against hunger usa - 6/2023



AAH fights hunger by focusing on the approach that saves the most lives: treating severely malnourished children and preventing children from becoming malnourished in the first place. ​Organization is committed to Achieving the United Nations' Goal of Zero Hunger by 2030.



Hawaii Community Foundation (Maui Strong Fund) - 8/2023



​The Maui Strong Fund is providing financial resources that can be deployed quickly, with a focus on rapid response and recovery for the devastating wildfires on Maui. HCF is working in close collaboration with state and county leaders, nonprofit organizations, and community members to get an understanding of the quickly evolving priorities.



CTF- 10/2023



The Children's Tumor Foundation is a 501 foundation dedicated to improving the health and well-being of individuals and families affected by NF, a group of genetic conditions known as neurofibromatosis or schwannomatosis.



GMU- 12/2024



Mason Now: Power the Possible is rooted in the belief that the future is something we create, not something that happens to us. When all voices are invited to shape what’s next, the future is closer than we think, and what’s possible is transformed into what is.



FONA- 12/2025



FONA supports and celebrates the science, beauty, and community impact of the U.S. National Arboretum through education, engagement, and access to nature.



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2022 - JAN and 2022 - DEC



2021 - DEC



2019 - Sept



2020-May



2020-December



2022-December



2023-January



2023- June



2023-August



2023-August



2023-August



MY blog



WHAT I ACTUALLY DO ON THIS PROJECT



12/25 - Did I beat S&P this year - NO! But I did come close at ~15% with a very diversified and cautious portfolio. My shorts are still underwater. Can't wait for 2026 to cash them in.





111/25 - Is there a bubble in AI? Is there a bubble in AI electric power? I think yes, but have we reached the peak, probably not. $168B in AI in 2025!





6/25 - Oil is in shambles - are CVX, TTE, and XOM good buy or this is a new status quo?





4/25 - Glad to have SQQQ and SPXS positions - way in the money - time to sell or play uncertainty a bit more?





4/25 - US stocks were battered by a steep sell-off Friday after China retaliated against the United States for President Donald Trump’s tariffs in a tit-for-tat that escalates a global trade war.The Dow plunged by 2,231 points, or 5.5%. The broader S&P 500 was 5.97% lower. The tech-heavy Nasdaq Composite was 5.82% lower.The Nasdaq closed in a bear market for the first time since 2022, down more than 20% from its record high in December.





1/24 - SMCI had very good growth potential and highlighted that in the results. I was able to make a 10% return in just under a week.





12/23 - NVDA was able to show a great return (AGAIN) and was a unique addition to my portfolio.





11/23 - As end of year investing activity accelerates (tax harvesting) the financial and brokerage companies look more interesting





9/23 - Large independent power producers (NRG) are streamligning ahead of earnings season. Interesting to see their retail numbers.





7/23 - Insurance companies and asset management companies are interesting for cash flows - Aon specifically





6/23 - TSLA paid off +185% appreciation since purchase - cash out





5/23 - Cash is king? Money market funds earn almost 6% now? Keep some in cash? SPAXX





4/23 - utilities are down across the board 10-20%, but is recovery near? Also great dividends - 4-7% - nice! Still like Dominion and Williams





4/23 - China stocks are not going anywhere. Is Asian recession real? No bounce on latest economic and political events? Very strange - stay away for now.





2/23 - https://www.whitehouse.gov/cleanenergy/inflation-reduction-act-guidebook/





2/23 - Fascinating company with multitude of lines. Great pickup in past year. More to come?





1/23 - is TSLA undervalued. Believe so, bought at 108. Let's see if EM will beat 1.4M production in 2023





12/22 - Year end investment result +56%. Nice Job! Nice distributions to favorite charaties AGAIN! And yes, natural gas is socially responsible and clean.





10/22 - China will recover. That is a monster economy. Question is when?





6/22 - LNG is great





12/21 - Year end investment result +13.56%. Nice Job! Nice distributions to favorite charaties





12/20 - CSCO and PCG - double digit returns. FE and D have not moved in almost 3 months. Bitcoin is going crazy, look at GBTC and MGTI?





09/20 - Wonder if AMZN, FB, GOOG, NFLX wil split soon like TSLA and AAPL???





09/10/20 - Positions snapshot





09/20 - Now that I am in High School, thinking about increasing charity donations. Will make decision by end of this year.





08/20/20 - Over the past few weeks accumulated positions in Utilities (FE and PCG - both were distressed but getting their affairs in order now) and IT (INTC and CSCO - undervalued in my opinion with good fundamentals)





05/05/20 - THIRD DISTRIBUTION - The Valley Hospital Foundation - COVID-19 Response Efforts





03/28/20 - Only position iN is D





03/23/20 - What a week! Dow at 18.5 from 27.... wow





12/6/19 - Market update - NVDA - Up 42%, D - up 5%





9/20/19 - Second DISTRIBUTION - This time to MJF Foundation!!!!! Very proud!





8/22/19 - Market seems overheated. Negative news abundant. Sold CELG (+40%) and NVIDIA (+17%). Only Dominion left in portfolio.





7/29/19 - PURCHASED dOMINION (d) STOCK - BELIEVE IN CLEAN AND RENEWABLE ENERGY AND GREAT DIVIDEND.





7/5/19 - First Donation from investment profits to save one life





4/16/19 - What a day - Portfolio up ~6%





2/15/19 - I believe in 5G!





- Bought QCOM - huge future in 5G networks



1/31/19 - Progress





- CELG up 22%, NVDA down 5%, DWDP down 2%



1/07/19 - NVDA





- Bought NVDA - believe in graphics, gaming, bitcoin



1/03/19 - CELG





- Market is Down 650 point, but CELG is up 22%. Merger news here: https://finance.yahoo.com/news/factbox-bristol-myers-74-billion-224543738.html



12/20/18 - DWDP





- Jim Cramer recommended DWDP last night as undervalued



12/14/18 - First Investments





- 2 shares of DWDP and 2 shares of CELG

- Reason for Dow (agriculture, materials science, and specialty products businesses worldwide): undervalued, decrease in profit bottomed out, split will release more value, dividend

- Reason for CELG (biopharmaceutical company finding cures for many awful deceases): undervalued, earnings increase, best in class.



12/14/18 - Account set - Check





Finally my account is up and running. I can start picking up stocks now. Very excited!



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